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3 Ways To Lower Your Home Insurance Rates

5/20/2015

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3 Ways To Lower Your Home Insurance Rates
These days, you can never be too careful. All it takes is a second for something to go wrong and all you've worked so hard to have is gone. Alarm systems are great ways to protect everything that means so much. Explore a number of other reasons why these devices offer great advantages.

Also, did you know that your homeowners insurance will cover items in your car as well? Your auto insurance won't touch the replacement cost of anything that wasn't actually put into the vehicle by the manufacturer (including your stereo system) but since Home Insurance companies essentially consider your car to be a moving outbuilding anything left in the car instead of brought in the house is covered under your policy. Just make sure the next time you invest in $1,000 speakers you make sure you tell your insurer about it as soon as possible.

We urge you to dig deep and realize that having a year's worth of proper Food Storage, is no different than the $10,000 you may have stashed away for an emergency.

Ask those close to you their take on various insurance providers. Find out the value they get from their agent and insurance company and what they pay where it makes sense to ask them. You can ask them to refer you to their agent if you're satisfied with their testimonials.

Thorough investigation. As many of you know, some people mix up the facts after they've been involved in an auto accident. Therefore, if you find yourself in a word-versus-word situation with another party, make sure your claims adjuster has done his or her homework. Ask the person if they've ordered a police report, spoken to all the witnesses, taken photos of the cars and gone to the scene. These acts can bring the truth to the forefront of an auto accident. If your claim involves a loss to your home, make sure all of your property damages are included in the final offer and based on real numbers.

Prompt contact. Most insurance carriers tell their adjusters to make first contact on any claim within 24 to 48 hours. So, if it's been a week and you haven't heard anything, it's time to make a second call to your agent or a supervisor.

Going back to the shopping issue, a very simple way of doing this is home insurance is by getting and comparing as many quotes as you can. To get these quotes easily, visit quotes comparison sites. When you fill their online form, you would automatically receive quotes from several insurers. If you can get to about 5 quotes comparison sites, you would have more than enough quotes to make the right decision. Remember these quotes are absolutely free.
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Will You Have Enough MONEY for Retirement?

12/20/2014

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This is a question that most Americans are afraid of. Most Americans are scared of outliving their retirement than they are of death. The average American will be spend 20+ years in retirement. What most households risk, yet may not know... is that their standard of living may decline significantly in retirement. 

Can you handle life's unexpected financial expenses? What if you get sick? Change the way you think about and use life insurance – safeguard your family or business and enjoy more financial control during uncertain economic times. Leverage your life insurance for protection, flexibility and control while LIVING with our living benefit riders that help protect against life’s most formidable risks – dying prematurely, getting seriously ill or living longer than expected.

If you’re about to retire, do you have $1 million, and is that enough? There’s a simple way to find out, by comparing your income with your spending. Be sure to talk to your financial planner to get on the right track. Most experts say you need 75% to 85% of your final pay to maintain the same standard of living, although if you’re still carrying a mortgage, you may need 100%.

If you still don’t have enough saved, consider working longer or spending less to make sure you don’t run out of money before you die. If you’re working, delaying starting Social Security until age 70 will sharply increase the benefit.
Click HERE For a FREE Life Insurance Quote
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Fire Protection for your Home & Business 

12/1/2014

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Cape Cod & Islands Insurance
If a fire causes your business or home to be temporarily unusable, what would you do next?

Ideally, you’d move to a temporary location while your permanent place of business is being repaired. And what about your customers? If you’re unable to reopen quickly, they may choose to look elsewhere for services. What about your home? Where would you go? Where would your family stay? 

The impact of a fire or other disaster could be devastating, possibly causing you to permanently close your doors... or for your home, losing it entirely! 

The Disaster Conferences is the premier event addressing issues common to all aspects of disaster and emergency preparedness and management. Network with experts and practitioners in:

• Disaster Management
• Disaster Preparedness
• Business Continuity
• Emergency Management
• Emergency Communications
• Emergency Response
• Risk Management, Security, IT, and HR
• Environmental, Community Planning
• and the organizations which supply and service these professions.

Minimize the effect of a disaster on your organization. 

Secure your home and loved ones. 


Source: disasterconferences.org
Click HERE for a FREE Insurance Quote
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    Cape Cod Home Insurance

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