Some people drop coverage if they are not required to have it. In the event of damage, an uninsured homeowner might lose the building and a place to live. A home is the largest asset most people have, so losing yours could be ruinous. Even if fire or wind damage never occurs, a slip by an uninsured worker on a slippery tile staircase could cost a homeowner thousands for medical care and lost wages. Universal Property & Casualty Insurance Company is a company you can trust. Act now!